> ## Documentation Index
> Fetch the complete documentation index at: https://docs.minisend.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# Minisend Merchant: Accept USDC, Get Paid Locally

> Minisend Merchant documentation: accept USDC payments and receive local currency automatically. Covers the API, webhooks, payment links, and dashboard.

Minisend Merchant bridges the gap between global crypto payments and local African currencies. When a customer pays you in USDC, Minisend automatically converts and delivers the funds to your M-Pesa number, bank account, or mobile money wallet — no crypto knowledge required on your end.

<CardGroup cols={2}>
  <Card title="Quick Start" icon="rocket" href="/quickstart">
    Get your first payment running in under 5 minutes. Sign up, configure your payout, and accept USDC.
  </Card>

  <Card title="How It Works" icon="circle-info" href="/how-it-works">
    Understand the full payment flow from USDC deposit to local currency settlement.
  </Card>

  <Card title="API Reference" icon="code" href="/api-reference/authentication">
    Integrate checkout sessions directly into your backend. Full request and response documentation.
  </Card>

  <Card title="Webhooks" icon="webhook" href="/webhooks/overview">
    Receive real-time notifications when payments complete or fail. Verify signatures and handle events.
  </Card>

  <Card title="Payment Links" icon="link" href="/payments/payment-links">
    Accept payments without writing any code. Share a link — customers pay, you receive local currency.
  </Card>

  <Card title="Dashboard" icon="gauge" href="/dashboard/overview">
    Track your volume, view transaction history, manage API keys, and configure your payout settings.
  </Card>
</CardGroup>

## Get started in 4 steps

<Steps>
  <Step title="Create your account">
    Sign up at [merchant.minisend.xyz](https://merchant.minisend.xyz) using your email or Google account.
  </Step>

  <Step title="Configure your payout">
    Go to **Dashboard > Settings** and add your business name, payout currency (KES, NGN, GHS, or UGX), and payout method (M-Pesa, mobile money, or bank transfer).
  </Step>

  <Step title="Get your API key">
    Navigate to **Dashboard > API Keys** and generate a key. Use it to create checkout sessions from your backend.
  </Step>

  <Step title="Accept your first payment">
    Create a checkout session via the API or share your payment link. Your customer pays USDC — you receive local currency automatically.
  </Step>
</Steps>

<Note>
  Minisend supports USDC on Base, Ethereum, Polygon, Celo, and Lisk. Deposits on non-Base chains are automatically bridged before settlement.
</Note>