> ## Documentation Index
> Fetch the complete documentation index at: https://docs.minisend.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# One Tap USDT/USDC for your business.

Your customer pays in **USDC or USDT**. You get paid in **KES, NGN, GHS, or UGX** — straight to M-Pesa, mobile money, or a bank account. No wallets to manage, no price exposure, nothing to swap.

Minisend handles every step in between: detection across 33 chains, normalising USDT to USDC on Base, conversion at the live rate, and the local payout.

## How it looks

One API call from your backend:

```bash theme={null}
curl -X POST https://merchant.minisend.xyz/api/merchant/checkout \
  -H "Authorization: Bearer ms_live_your_key_here" \
  -H "Content-Type: application/json" \
  -d '{"amount": 25.00, "external_id": "order-4821"}'
```

You get back a hosted `checkout_url`. Redirect the customer, they pay, you receive a webhook when the money lands. **A flat 1% fee on the local-currency amount, paid by your customer in most flows. See [pricing](/help/fees).**

## Pick your path

<CardGroup cols={3}>
  <Card title="Build with the API" icon="code" href="/quickstart">
    Server-side checkout sessions, webhooks, full control. **Five minutes to your first payment.**
  </Card>

  <Card title="No-code payment link" icon="link" href="/payments/payment-links">
    A permanent URL tied to your business. Share it anywhere. Zero engineering.
  </Card>

  <Card title="See how it works" icon="workflow" href="/how-it-works">
    Follow a payment from on-chain deposit to your bank account, status by status.
  </Card>
</CardGroup>

## What you'll find in here

<CardGroup cols={2}>
  <Card title="Supported networks" icon="coins" href="/payments/supported-currencies">
    USDC on 19 chains. USDT on 14 chains. KES, NGN, GHS, UGX out.
  </Card>

  <Card title="API reference" icon="key-round" href="/api-reference/authentication">
    Authentication, endpoints, request and response shapes, error codes.
  </Card>

  <Card title="Webhooks" icon="webhook" href="/webhooks/overview">
    Signed events when a checkout completes, fails, or expires.
  </Card>

  <Card title="Off-ramp API" icon="banknote" href="/offramp/overview">
    The reverse direction: send USDC, pay out M-Pesa, mobile money, or bank accounts. For payroll, remittances, and supplier payments.
  </Card>

  <Card title="Pricing" icon="percent" href="/help/fees">
    One flat 1% per completed payment. Who pays what, per flow, with worked examples.
  </Card>
</CardGroup>