> ## Documentation Index
> Fetch the complete documentation index at: https://docs.minisend.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# Payment links

> Share a URL to collect USDC or USDT payments with no code. Minisend converts every payment to local currency and sends it to your M-Pesa or bank account.

A permanent URL tied to your business. Share it anywhere, accept USDC or USDT, receive local currency.

## Your URL

```text theme={null}
https://merchant.minisend.xyz/pay/{your-slug}
```

Set your slug in **Settings**. Example: `acme-store` → `https://merchant.minisend.xyz/pay/acme-store`.

<Note>
  Once you share a link, avoid changing the slug. Old links will break.
</Note>

## Setup

<Steps>
  <Step title="Set your slug">
    **Settings** → Payment link section → enter a short, recognisable slug → **Save**.
  </Step>

  <Step title="Copy the link">
    Your full URL appears in **Settings** once the slug is saved.
  </Step>

  <Step title="Share it">
    Website, invoice, WhatsApp, social bio, email. Anywhere a URL works.
  </Step>
</Steps>

## How customers pay

The page shows your business name, logo, payout currency, and a **live exchange rate preview**. As the customer types a USDC amount, they see the local currency equivalent before confirming.

When they tap **Pay**, Minisend creates a checkout session and shows a deposit address. The customer sends USDC (19 chains) or USDT (14 chains) from any wallet. You receive local currency. They see a receipt.

<Note>
  Amount range: $0.01 to $**10,000 USDC-equivalent**. Contact support for higher limits.
</Note>

## What your customer pays

The amount the customer enters in crypto is what **you** receive. The 1% fee is added to their total automatically (a $100 payment quotes the customer $101.01), and there is no gross-up for NGN payouts. See [pricing](/help/fees).

**Paying with M-Pesa (KES merchants):** the payment page also offers an M-Pesa tab. There the customer pays exactly the KES they type, and the 1% fee comes out of your settlement instead; you receive the value of the typed amount minus 1%. Price accordingly, or use a [checkout session](/payments/checkout-sessions), where the customer's M-Pesa prompt includes the fee.

## Where to share

<Tip>
  The link is permanent. One link, unlimited payments; a fresh session is created on each visit.
</Tip>

* **Website**: a "Pay with crypto" button
* **Invoices**: paste the URL on PDF or email invoices
* **WhatsApp**: send directly to customers
* **Social**: bio, pinned posts, story links
* **Email**: signature or reply