> ## Documentation Index
> Fetch the complete documentation index at: https://docs.minisend.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# Supported networks and currencies

> Minisend accepts USDC on 19 chains and USDT on 14 chains, then settles to KES, NGN, GHS, or UGX via M-Pesa, mobile money, and bank transfer.

## Stablecoins

| Asset    | Routing                                | Once detected            |
| -------- | -------------------------------------- | ------------------------ |
| **USDC** | Native on Base; CCTP from other chains | Seconds to a few minutes |
| **USDT** | Swap layer → USDC on Base              | **30–50 seconds**        |

Both paths converge: USDC on Base → fiat → payout.

## USDC networks (19)

The same deposit address accepts every chain. Non-Base deposits are bridged automatically.

| Network            |
| ------------------ |
| **Base** (primary) |
| Arbitrum           |
| Avalanche          |
| Codex              |
| EDGE               |
| Ethereum           |
| HyperEVM           |
| Ink                |
| Linea              |
| Monad              |
| Morph              |
| Optimism           |
| Plume              |
| Polygon            |
| Sei                |
| Sonic              |
| Unichain           |
| World Chain        |
| XDC                |

## USDT networks (14)

USDT inflows are swapped to USDC on Base in 30–50 seconds.

| Network   |
| --------- |
| ADI       |
| Arbitrum  |
| Aurora    |
| Avalanche |
| Bera      |
| BNB Chain |
| Ethereum  |
| Gnosis    |
| Monad     |
| Optimism  |
| Plasma    |
| Polygon   |
| Scroll    |
| XLayer    |

<Note>
  Customers don't pick a chain from a menu. Minisend identifies the inflow and routes it.
</Note>

## Payout currencies

| Currency | Country | Methods                                 |
| -------- | ------- | --------------------------------------- |
| **KES**  | Kenya   | M-Pesa, Buy Goods (till), Paybill, bank |
| **NGN**  | Nigeria | Bank                                    |
| **GHS**  | Ghana   | Mobile money, bank                      |
| **UGX**  | Uganda  | Mobile money, bank                      |

Configure once in **Settings**. Same configuration applies to payment links and checkout sessions.

## Fees

**1%** of the local currency amount after conversion. Same fee whether the customer paid in USDC or USDT.

Example: 25 USDC → KES 3,225 → 1% fee KES 32.25 → **you receive KES 3,192.75**.