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Your customer pays in USDC, USDT, or M-Pesa, whichever they have. You get paid in KES, NGN, GHS, or UGX, straight to your M-Pesa, mobile money, or bank account. You don’t need a crypto wallet, you’re never exposed to crypto price swings, and there’s nothing to convert yourself. We spot the payment on whichever of the six supported networks your customer used, convert it to your currency at the live rate, and send it to your account.

Building with an AI coding agent?

Install the Minisend skill and your agent (Claude Code, Cursor, Codex, and others) will know how to use every API on this site, even offline.

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How it looks

One request from your server:
You get back a checkout_url, which is a payment page we host for you. Send your customer there, they pay, and we send a message to your server (a webhook) as soon as the money lands.

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Pick your path

Build with the API

Create payment pages from your own app and get told when they’re paid. About five minutes to your first payment.

No-code payment link

A permanent link for your business. Share it anywhere. No coding needed.

See how it works

Follow one payment from your customer’s wallet to your bank account.

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What you’ll find in here

Supported networks

USDC and USDT on six networks. Paid out in KES, NGN, GHS, or UGX.

API reference

Every endpoint: what to send, what you get back, and what the errors mean.

Webhooks

Get a message on your server at every stage of a payment, from the moment we spot it to the moment you’re paid.

MCP server

Connect an AI coding agent to your live account and let it get quotes, create orders, and check status for you.

Off-ramp API

Send USDC and we pay out to M-Pesa, mobile money, or a bank account. Good for payroll, sending money home, and paying suppliers.

Onramp API

Collect M-Pesa payments from a customer’s phone and receive USDC in your own wallet.

Wallet API

Give every user of your product their own crypto deposit address.

AI agent skill

Install a skill that teaches Claude Code, Cursor, and other agents how to use all of Minisend.