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Minisend Merchant lets African businesses accept stablecoins and get paid the way they actually operate. A customer pays in USDC or USDT; you receive KES, NGN, GHS, or UGX straight to M-Pesa, mobile money, or a bank account. No crypto knowledge needed on your end.

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What we offer

Checkout & payment links

Accept USDC or USDT from your website or app, no-code or via API.

Off-ramp API

Send USDC from your own wallet and pay out to any recipient.

Onramp API

Collect M-Pesa payments and receive USDC in your own wallet.

Wallet API

Give every user of your product a real on-chain address.
Both USDC and USDT work on six chains, all to the same address: Base, Ethereum, Polygon, Arbitrum, Optimism, and Avalanche. See supported networks for the full picture.

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Get moving

Quickstart

Your first payment, live in about five minutes.

MCP server

Let an AI coding agent operate your account directly.