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Your customer pays in USDC, USDT, or M-Pesa, whichever they have. You get paid in KES, NGN, GHS, or UGX, straight to your M-Pesa, mobile money, or bank account. No wallets to manage, no price exposure, nothing to swap. Minisend handles every step in between: detection across six chains, converting USDT to USDC on Base when needed, conversion at the live rate, and the local payout.

Building with an AI coding agent?

Install the Minisend skill and your agent (Claude Code, Cursor, Codex, and others) integrates every API in this site correctly, offline.

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How it looks

One API call from your backend:
You get back a hosted checkout_url. Redirect the customer, they pay, you receive a webhook when the money lands.

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Pick your path

Build with the API

Server-side checkout sessions, webhooks, full control. Five minutes to your first payment.

No-code payment link

A permanent URL tied to your business. Share it anywhere. Zero engineering.

See how it works

Follow a payment from on-chain deposit to your bank account, status by status.

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What you’ll find in here

Supported networks

USDC and USDT on six chains. KES, NGN, GHS, UGX out.

API reference

Authentication, endpoints, request and response shapes, error codes.

Webhooks

Signed events for every stage of a payment, from first sight of a deposit to final settlement.

MCP server

Connect an AI coding agent to your live account and let it quote, create orders, and check status for you.

Off-ramp API

Send USDC, pay out M-Pesa, mobile money, or bank accounts. For payroll, remittances, and supplier payments.

Onramp API

Collect M-Pesa payments from a customer’s phone and receive USDC in your own wallet.

Wallet API

Generate a real on-chain address for every user of your own product.

AI agent skill

Install a skill that teaches Claude Code, Cursor, and other agents this entire API surface.