This is your own balance. If you’re looking to issue addresses to your users, that’s Wallets, the plural one.
Balance
The card shows your live USDC balance on Base. That’s the main figure because M-Pesa collections always land there and withdrawals always come from it, whichever destination network you’ve picked for checkout. If you keep checkout payments as USDC on another network, you’ll see a balance for that network too. It all updates by itself as payments come in, money arrives on other networks, and withdrawals go out.Top up
Send USDC on Base to the address shown on the card. It shows up in your balance as soon as the transfer is confirmed.Withdraw
Click Withdraw and choose what you’re sending. Before you confirm anything, you’ll see what the recipient gets, what leaves your wallet, and the live rate.
Pick someone you’ve paid before from the recent list and we fill in their details for you. There’s no separate address book to keep up to date.
KES: M-Pesa, till, and paybill
Enter the KES amount and the destination. Sending straight to a till or paybill means you can pay a supplier or a bill without routing it through your own phone first. The withdrawal fee is on you rather than the recipient: they get exactly the amount you type, and your wallet is debited slightly more to cover it.NGN: bank transfer
Enter the amount and the recipient’s ten-digit account number, then pick their bank. We check the account and show you the name it’s registered to before you confirm, so you can be sure it’s the right one. The rate depends on the amount, so the modal quotes it as you type.USDC: external wallet
Send USDC to any address you control, on Base, Arbitrum, Avalanche, Optimism, Ethereum, or Polygon. On Base it arrives in seconds. The other five need the money moved across from Base first, which takes a few minutes, and you’ll see the status update as it goes.You can’t withdraw to your own Minisend deposit address. If you want to move money to another network rather than out of Minisend, change your destination network instead.
Receipts
Every withdrawal comes with a receipt. For M-Pesa and bank payouts, click Download receipt for a PDF you can file or share. For USDC withdrawals, the receipt is a link to the transaction on the blockchain, a public record nobody can dispute.What the wallet is for
- M-Pesa collections wait here as USDC instead of being paid straight out, so you choose when to cash out.
- Payroll runs are funded from this balance.
- Treasury: hold USDC as a dollar balance and withdraw to local currency when the rate suits you.